Why Budgeting Fails

Why Budgeting Fails

It’s obvious right? You’re just not disciplined enough, not dedicated enough, not committed enough to stick to your budget.  If that’s the voice you hear in your head, listen up.  I have some information you may want to consider before you try to...
Actually Enjoy Your Holidays This Season

Actually Enjoy Your Holidays This Season

Can you hear it? The excited chatter, little squeals of joy and your favorite Christmas carols…. Can you smell it? Pine, cinnamon, ginger bread, and cookies baking in the oven… Can you feel it? It’s the magic of the holidays! It sounds so nice...